MORTGAGES BY WHITEWORTHS LTD
Expert mortgage advice tailored to your needs. Whether you're a first-time buyer or seasoned investor, we'll find the perfect mortgage solution for you. Based in Leeds - covering nationwide
Your Trusted Mortgage Partner
Family run certified mortgage brokerage based in Leeds.
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At Mortgages by Whiteworths Limited, we pride ourselves on delivering exceptional mortgage advice and solutions tailored to your unique circumstances. With years of experience in the industry, our team have helped hundreds of clients achieve their property dreams.
We understand that securing a mortgage can be complex and overwhelming. That's why we're committed to making the process as smooth and stress-free as possible. From your initial consultation to completion, we'll be with you every step of the way.
Our services
Comprehensive Mortgage Solutions
First time buyer
Expert guidance for your first property purchase with competitive rates and personalised support.
Emma - Halifax
June 24
Absolutely Fantastic service. Mike went above and beyond in supporting me through the process of sourcing a mortgage following disappointing conversations with the bank.
Gave sound advice on the whole process of renewing a mortgage and really put me at ease during a somewhat daunting time as a single buyer.
Saskia - Leeds
August 23
Mike was recommended to us by our friends. We are so grateful because he has been incredibly helpful and knowledgeable in getting us the best deal - even in the current economic climate. He is always available and gets everything sorted quickly. Highly recommended!
Charlotte - Huddersfield
December 23
Brilliant service from the get go, 10/10 would happily recommend to anyone!
/CONTACT US
Let's Find
Your Perfect
Mortgage
2 Infirmary Street,
Leeds
LS1 2JP​
Frequently asked questions
How much do i need for a deposit?
Typically, you'll need a minimum deposit of 5-10% of the property value. However, larger deposits (15-20%) often secure better interest rates. We can help you understand your options based on your financial situation and find the best mortgage deals available.
What documents do i need to apply for a mortgage?
You'll typically need proof of identity (passport or driving license), proof of address (utility bills), bank statements from the last 3-6 months, proof of income (payslips or tax returns for self-employed), and details of any existing debts or financial commitments.
What fee's are involved with getting a mortgage
Common fees include arrangement fees (charged by the lender), valuation fees, legal fees, and broker fees. Some mortgages have no arrangement fees but may have slightly higher interest rates. We'll provide a complete breakdown of all costs upfront so there are no surprises.
Can I get a mortgage if I'm self-employed?
Yes, absolutely! Self-employed individuals can get mortgages, though the process may require additional documentation. You'll typically need 2-3 years of accounts or tax returns. We specialize in helping self-employed clients navigate the mortgage process successfully.
Should I choose a fixed or variable rate mortgage?​
Fixed-rate mortgages offer stability with consistent monthly payments, ideal if you prefer certainty. Variable rates can be lower initially but may fluctuate. The best choice depends on your financial situation, risk tolerance, and market conditions. We'll help you evaluate both options.
How long does the mortgage application process take?
The mortgage application process usually takes 1-2 weeks from application to offer, though this can vary depending on the lender and complexity of your case. We work efficiently to expedite the process wherever possible.