MORTGAGES BY WHITEWORTHS LTD
Mortgage Broker in Leeds & Halifax
Finding the right mortgage shouldn’t be stressful. At Mortgages by Whiteworths, we provide clear, expert, whole‑of‑market mortgage advice tailored to your goals — whether you’re buying your first home, remortgaging, moving house, or expanding your property portfolio
Expert Mortgage Advice Across Leeds, Halifax & West Yorkshire As a CeMAP‑qualified, whole‑of‑market adviser, I compare thousands of mortgage products from high‑street lenders, specialist providers, and exclusive broker‑only deals to secure the right option for you
Why Choose Us?
Experience seamless mortgage solutions with our whole-of-market access. We pride ourselves on providing transparent, jargon-free advice tailored to your needs.
Expert Guidance
Our team is 5★ rated on Google and Facebook, ensuring you receive top-notch service and support throughout your mortgage journey.
Local Expertise
With in-depth knowledge of Leeds, Halifax, and West Yorkshire, we offer insights that help you make informed decisions about your mortgage.
Flexible Support
We understand your busy schedule, offering evening and weekend appointments to ensure you get the assistance you need at your convenience.
Your Trusted Mortgage Partner
Family run certified mortgage brokerage based in Leeds.
At Mortgages by Whiteworths Limited, we provide clear, expert mortgage advice tailored to your individual circumstances. With extensive industry experience, we’ve helped hundreds of clients across Leeds, Halifax and West Yorkshire secure the right mortgage and achieve their property goals.
We know the mortgage process can feel complex and overwhelming, which is why we focus on making everything simple, transparent and stress‑free. From your first consultation through to completion, we guide you step‑by‑step, offering whole‑of‑market recommendations and proactive support to ensure you feel confident at every stage.
Our services
Comprehensive Mortgage Solutions
Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority’
This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will based on your needs and circumstances
Emma - Halifax
June 24
Absolutely Fantastic service. Mike went above and beyond in supporting me through the process of sourcing a mortgage following disappointing conversations with the bank.
Gave sound advice on the whole process of renewing a mortgage and really put me at ease during a somewhat daunting time as a single buyer.
Saskia - Leeds
August 23
Mike was recommended to us by our friends. We are so grateful because he has been incredibly helpful and knowledgeable in getting us the best deal - even in the current economic climate. He is always available and gets everything sorted quickly. Highly recommended!
Charlotte - Huddersfield
December 23
Brilliant service from the get go, 10/10 would happily recommend to anyone!
/CONTACT US
Let's Find
Your Perfect
Mortgage
2 Infirmary Street,
Leeds
LS1 2JP
Frequently asked questions
How much do i need for a deposit?
Typically, you'll need a minimum deposit of 5-10% of the property value. However, larger deposits (15-20%) often secure better interest rates. We can help you understand your options based on your financial situation and find the right mortgage for you.
What documents do i need to apply for a mortgage?
You'll typically need proof of identity (passport or driving license), proof of address (utility bills), bank statements from the last 3-6 months, proof of income (payslips or tax returns for self-employed), and details of any existing debts or financial commitments.
What fee's are involved with getting a mortgage
Common fees include arrangement fees (charged by the lender), valuation fees, legal fees, and broker fees. Some mortgages have no arrangement fees but may have slightly higher interest rates. We'll provide a complete breakdown of all costs upfront so there are no surprises.
Can I get a mortgage if I'm self-employed?
Yes, absolutely! Self-employed individuals can get mortgages, though the process may require additional documentation. You'll typically need 2-3 years of accounts or tax returns. We specialise in helping self-employed clients navigate the mortgage process successfully.
Should I choose a fixed or variable rate mortgage?
Fixed-rate mortgages offer stability with consistent monthly payments, ideal if you prefer certainty. Variable rates can be lower initially but may fluctuate. The best choice depends on your financial situation, risk tolerance, and market conditions. We'll help you evaluate both options.
How long does the mortgage application process take?
The mortgage application process usually takes 1-2 weeks from application to offer, though this can vary depending on the lender and complexity of your case. We work efficiently to expedite the process wherever possible.